College planning

College Savings and 529 Calculator

Estimate future college costs and see how much you may need to save each month.

College goal

Time until enrollment

Years of study

Annual cost in today's dollars

Combine tuition, fees, housing, food, books, transportation and other planned costs.

Education cost inflation

Share of the cost you want to cover

Savings assumptions

Current savings

Current monthly contribution

Annual return assumption

Annual fees

Enter zero if none.

Annual contribution increase

Financial aid and state tax benefits

Include grants or scholarshipsMy cost estimate already subtracts aidAdd a state tax benefitEnter your own annual dollar estimate. We do not assume a benefit for your state.

Not every 529 withdrawal is qualified. This calculator does not determine state deductions, credits, recapture rules or plan eligibility.

Results

Enter the timeline, annual cost and savings assumptions to see your college funding estimate.