Money tools
Financial calculators
Pick a decision, enter the numbers you know and adjust the assumptions as you go. Every result is built to show its work.
Financial Independence
Find your target number and see whether your accessible savings can cover an early-retirement bridge.
Investment Growth
See how contributions, returns, fees, inflation and taxes can change an account over time.
Savings Goal
Find the contribution that can put a goal within reach by your target date.
Time to Goal
See how long your current balance and ongoing contributions could take to reach a target.
Retirement Savings
Project your workplace or individual retirement account, including contributions and employer match.
College Savings / 529
Plan for college costs using your timeline, savings, expected aid and state-specific assumptions.
Emergency Fund
Choose a cash cushion based on your essential expenses and the disruptions you want to cover.
Household Budget
Turn income, spending and savings into a clear monthly picture without guessing your taxes.
Inflation and Purchasing Power
See what future prices could mean for your money, or compare purchasing power across past years.
Mortgage
Estimate your payment, total interest, monthly housing cost and cash needed at closing.
Pay Down Debt or Invest
Compare the interest you could avoid with the possible after-tax value of investing the same money.
Rent vs. Buy
Compare the long-term cost of renting and buying with numbers from your local market.
True Cost of a Car
Look beyond the payment to see ownership cost by month and mile.
Lease vs. Buy
Compare a real lease offer with buying the same car over the same time and mileage.
Mortgage Refinance
See whether a refinance could pay off after closing costs, rate changes and a new loan term.