Scenario tools
Investment Growth
Investing
See how your starting balance, contributions, returns, fees, inflation and taxes could change an investment account over time.
For a quick estimate, use a return that already includes taxes and fees. Choose another account type to add tax details yourself.
Enter zero if you are starting from scratch.
Use a reasonable estimate. This is not a forecast.
Already included in the return above.
Enter zero to keep contributions level.
Enter a starting balance or contribution, plus all required assumptions, to see the projection.
Start with a baseline you can check: $10,000 invested for ten years at a constant 5% effective annual return grows to about $16,289 with no new deposits. This example uses a return already after taxes and fees and sets inflation to zero.
Adding $200 at the end of every month raises the projected balance to about $47,162. Total money contributed is $34,000; the rest is modeled growth. Changing deposit timing or frequency changes the result, so a monthly example should not be compared with weekly deposits as though the schedules were identical.
The default account mode expects a return that already includes taxes and fees. Use separate cost inputs only in a mode that calls for them. Today's-dollar results adjust purchasing power; they are not an extra balance or an extra tax deduction.
Try a lower return and a different contribution amount. This model applies the assumptions you enter smoothly over time. It does not predict market returns or the order in which gains and losses will occur.
Help us understand how the site is used. You can allow or decline analytics cookies, and the calculators work either way. Learn more in the privacy policy.
