Buying a home

Mortgage Calculator

Estimate your mortgage payment, total monthly housing cost and cash needed at closing.

Loan

Purchase price

Down payment

Loan term

Note rate

Loan type

Extra monthly principal

Other monthly housing costs

Enter property tax and homeowners insurance to see a complete monthly total.

Annual property tax

Annual homeowners insurance

Monthly HOA or condo dues

Monthly PMI, MIP or funding cost

Other monthly property costs

For flood insurance, special assessments or other local costs.

Cash to close

Closing costs and lender fees

Discount points

Lender credits

Prepaids and initial escrow

Finance some fees into the loan

This estimate is not a Loan Estimate, APR disclosure, preapproval or lending offer. Use taxes, insurance and closing costs from the property and lender you are considering.

Results

Enter a purchase price, loan term and note rate to calculate the loan.